You can run the calculator based on your equity investment,
the purchase price of the property, or the total investment that you want to make. All
of these options will take into account the selections you go on to make below.
Total investment: Enter total spend inclusive of fees, taxes,
refurbishment & furnishing. Purchase price: Enter amount to spend on the purchase
price alone. Equity Contribution: Enter equity you want to commit & see your total
What % of the purchase price do you want to borrow? Higher LTV
rates can enhance your return on equity or exacerbate losses. Please note the Interest
Cover Ratios (ICRs) to check that the proposed rent will cover the interest payments.
Full Refurbishment: assumes complete internal upgrades -
new kitchens, bathrooms, plumbing, heating & electrics to quality rental spec.
Partial Refurbishment: assumes some work required but no major items will be upgraded.
No refurbishment: as stated.
Additional Rate Stamp Duty applies to anyone owning more than
1 property anywhere in the world. If anyone on the title of the UK property owns another
home the 3% ARSD will be added to the prevailing Stamp Duty rate.
The mainstream Private Rented Sector in Prime Central London
is a furnished market in the main. To optimise yields and minimise voids, fully
furnishing a property by providing beds, sofas etc right down to soft furnishings and
cutlery is advised.