You can run the calculator based on your equity investment,
the purchase price of the property, or the total investment that you want to make. All
of these options will take into account the selections you go on to make below.
Total investment: Enter total spend inclusive of fees, taxes,
refurbishment & furnishing. Purchase price: Enter amount to spend on the purchase
price alone. Equity Contribution: Enter equity you want to commit & see your total
cost breakdown.
What % of the purchase price do you want to borrow? Higher LTV
rates can enhance your return on equity or exacerbate losses. Please note the Interest
Cover Ratios (ICRs) to check that the proposed rent will cover the interest payments.
Full Refurbishment: assumes complete internal upgrades -
new kitchens, bathrooms, plumbing, heating & electrics to quality rental spec.
Partial Refurbishment: assumes some work required but no major items will be upgraded.
No refurbishment: as stated.
Additional Rate Stamp Duty applies to anyone owning more than
1 property anywhere in the world. If anyone on the title of the UK property owns another
home the 3% ARSD will be added to the prevailing Stamp Duty rate.
The mainstream Private Rented Sector in Prime Central London
is a furnished market in the main. To optimise yields and minimise voids, fully
furnishing a property by providing beds, sofas etc right down to soft furnishings and
cutlery is advised.
Please select whether you want to be cautious, median or
optimistic in your income return expectations. Median reflects a likely realistic level
of return. Please note these are indicative only.
Please select whether you want to be cautious, median or
optimistic in your capital return expectations. Median reflects a likely realistic level
of return. Please note these are indicative only.
Summary of Expenditure
Purchase Price
Stamp Duty Land Tax
Professional Fees
Refurbishment
Furnishing
Total Investment
Summary of Rental Income & Expenditure
Rent per Week
Rent per Annum
Management Fees
Service Charge
Essential Running Costs
Net Return Per Annum
Gross Yield
Net Yield
Return on Equity Analysis
Equity Investment
Loan
Loan as % of Total Investment
Property Cost
Value in Eight Years
Return on Equity
Assumptions
Rental Inflation of
Static Cost of Funds
Capital Appreciation of
Refurbishment Uplift of
Breakdown of Professional Fees
LCP Property Search & Acquisition
Legal Conveyancing
Survey & Valuation
3rd Party Professional Fees Re Refurbishment Inc:
Building Control
Health & Safety
Structural Engineer
Asbestos Checks
Professional Fees Re Licence For Alterations
Please note calculations and charts are in sterling