Rental investor

Please complete this section

My budget is for the... ?
You can run the calculator based on your equity investment, the purchase price of the property, or the total investment that you want to make. All of these options will take into account the selections you go on to make below.
Total Investment ?
Total investment: Enter total spend inclusive of fees, taxes, refurbishment & furnishing. Purchase price: Enter amount to spend on the purchase price alone. Equity Contribution: Enter equity you want to commit & see your total cost breakdown.
Loan to Value ?
What % of the purchase price do you want to borrow? Higher LTV rates can enhance your return on equity or exacerbate losses. Please note the Interest Cover Ratios (ICRs) to check that the proposed rent will cover the interest payments.
Cost of Funds ?
Please input the total cost of funds you want to assume. This should include the bank margin and the base rate.
Refurbishment ?
Full Refurbishment: assumes complete internal upgrades - new kitchens, bathrooms, plumbing, heating & electrics to quality rental spec. Partial Refurbishment: assumes some work required but no major items will be upgraded. No refurbishment: as stated.
Additional Rate Stamp Duty ?
Additional Rate Stamp Duty applies to anyone owning more than 1 property anywhere in the world. If anyone on the title of the UK property owns another home the 3% ARSD will be added to the prevailing Stamp Duty rate.
Furnishing ?
The mainstream Private Rented Sector in Prime Central London is a furnished market in the main. To optimise yields and minimise voids, fully furnishing a property by providing beds, sofas etc right down to soft furnishings and cutlery is advised.
Rental Return Expectation ?
Please select whether you want to be cautious, median or optimistic in your income return expectations. Median reflects a likely realistic level of return. Please note these are indicative only.
Capital Return Expectation ?
Please select whether you want to be cautious, median or optimistic in your capital return expectations. Median reflects a likely realistic level of return. Please note these are indicative only.
Currency ?
Please select a currency. Please note charts remain £ Sterling.

Summary of Expenditure
Purchase Price
Stamp Duty Land Tax
Professional Fees
Refurbishment
Furnishing
Total Investment
Summary of Rental Income & Expenditure
Rent per Week
Rent per Annum
Management Fees
Service Charge
Essential Running Costs
Net Return Per Annum
Gross Yield
Net Yield
Return on Equity Analysis
Equity Investment
Loan
Loan as % of Total Investment
Property Cost
Value in Eight Years
Return on Equity
Assumptions
Rental Inflation of
Static Cost of Funds
Capital Appreciation of
Breakdown of Professional Fees
LCP Property Search & Acquisition
Legal Conveyancing
Survey & Valuation