Loan to Value Calculator

The UK has a number of "allowable" expenses that can be offset against income tax liabilities that arise from receiving rent from a UK asset. The most significant of these is loan interest.

By gearing up to the correct level, investors can make their asset income tax neutral, whilst also maximising their return on equity. This calculator helps provide rough guidelines as to the level of loan that will enable an investment to "wash its face".

Total Budget(£):

Cost of Loan: 4.5% 4.75% 5% 5.25% 5.5% 5.75% 6% 6.25% 6.5% 6.75% 7% 7.25% 7.5% 7.75% 8% 8.25% 8.5% 4.5% 4.75% 5% 5.25% 5.5% 5.75% 6% 6.25% 6.5% 6.75% 7% 7.25% 7.5% 7.75% 8% 8.25% 8.5%

 

Purchase Price
Refurbishment Budget
Furnishing Budget
Loan Amount
Loan as % of Purchase Price

.